I understand the only required start-up costs to be a Waiora Member is a $29.95 USD application fee (plus any shipping and tax), which includes a kit with company and product information produced by Waiora. I understand this kit and application fee is non-refundable, does not contain commissionable products and that any products purchased in connection with becoming a Member are optional. In addition, a yearly renewal fee of $14.95 USD is required to continue as a Waiora Member (renew every 12 months).